Planning for your retirement and choosing a pension can be a minefield. Bear in mind these basic facts:

We are all living longer. More people are living longer than ever before. If you hope to retire at 55, you could easily be alive 30 years later. You need to save enough money to see you through.

Consider how much to pay into your pension. We are able to provide target benefit analysis, which means you tell us how much you want to retire with as an income and we tell you how much you should save. This can be a quite a shock for some people. Bear in mind that your payments should increase as your income rises.

There's a limit on how much you can pay. If you have a personal pension, you are entitled to tax relief on contributions. But there are limits to how much money - or percentage of your income - you can pay into a plan. We will be happy to go through the diferent amounts for you and guide yu to the correct pension for your circumstance.

Please contact us using the form below and we will answer your querries in plain english without the jargon.